Primary Response is due by Friday (11:59:59pm Central),

 Primary Response is due by Friday (11:59:59pm Central), Peer Responses are due by Tuesday (11:59:59pm Central).

Primary Response: Within the Discussion Board area, write 200–250 words that respond to the following questions with your thoughts, ideas, and comments. This will be the foundation for future discussions by your classmates. Be substantive and clear, and use examples to reinforce your ideas.

For this Discussion Board, please complete the following:

Explain why it is important to have a budget.

Include other topics that you have learned about in this class, such as savings, investments, purchases, credit, and debt.

Responses to Other Students: Respond to at least 2 of your fellow classmates with at least a 50–100-word reply about their Primary Response regarding items you found to be compelling and enlightening. To help you with your discussion, please consider the following question:

What differences or similarities do you see between your posting and other classmates' postings?

For assistance with your assignment, please use your text, Web resources, and all course materials.

Discussion Board Rubric

ExpectationPoints PossiblePoints EarnedCommentsApplication of Learning Material Content: Post demonstrates understanding of Learning Material content.

20

Application of Course Knowledge: Post contributes unique perspectives or insights gleaned from personal experience or examples from discipline.

20

DB Responses: Responds substantively to two posts. Responses encourage interaction in the Discussion Board and classroom community.

20

Organization: Post presents information logically and is clearly relevant to discussion topic.

8

Professional Language: Posts contain accurate grammar, spelling, and punctuation with few or no errors. (APA formatting is not required.)

7

Total Points

75

Total Points Earned