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Wednesday, March 23, 2016

FIN 571 Week 6 Working Capital Simulation

 March 23, 2016     No comments   

FIN 571 Week 6 Working Capital Simulation

Introduction
Strategic planning in the capital budget of a business is critical for new and mature businesses. Finance professionals, internal, and external users have to be able to dissect the information provided from a company’s financial statements in order to make investment decisions. The Harvard Simulation on working capital allowed the team to manipulate different financial profiles in order to forecast operational efficiency. Working capital is calculated by subtracting current assets from current liabilities. The team’s recommendations are based in three phases for the development of the company for the next 10 years.
Phase 1 Decision
During phase one the company decided to use a controlled approach in an attempt to gain working capital. The focus is to increase growth rate and current cash flow. First, the CEO’s decided to Leverage Supplier Discount.  The company leveraged the supplier discount in order to allow the company to grow and build relationships within the market matrix; however, this caused a negative impact on accounts receivable and inventory balances causing a drain on the cash flow. Secondly, we declined Acquire a New Customer. Theoretically, acquiring Atlantic Wellness as a new customer would have increased sales significantly for the first three years; however, it would result in a higher accounts receivable and inventory balances, causing the company to exceed the available credit.  To offset the loss in cash flow, we Drop Poorly Selling Products and Tighten Accounts Receivables. Dropping the poorly selling products from the company simulated both a negative and a positive effect within the first three years. For example, removing the products caused the sales volumes to decrease, but it significantly freed up the amount of cash that the company had tied up in inventory. Furthermore, a constriction on the accounts receivable allowed the company to improve dramatically and improved the current assets, specifically cash, in the process. In the end the team was able to create total values of $721,000 for the company in phase one.
Phase 2 Decisions
In phase two the company expanded its online presence, developed a private-label product and declined to pursue a big box distribution for the time-being. The expansion of the online presences increased sales with very little negative impact on the working capital balance and revenues and opportunity EBIT increased year over year between 2016 and 2018 as shown below.

Expand Online Presence
By developing a private-label product the company was able to increase the EBIT margins and modestly increasing the account receivable and inventory balances. This will help the company to gain back some of the lost in cash flow during phase one due to the inventory balances, causing the revenues and opportunity EBIT increased year over year between 2016 and 2018 with a positive free cash flow after year two. In the end the company was able to create a total value for the company of $856,000 during phase two.

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